An official army family and MWR Site

Financial Readiness Program (FRP)

The Financial Readiness Program provides comprehensive educational and counseling programs in personal financial readiness. Learn about debt, consumer advocacy and protection, money management, credit, financial planning, insurance, and consumer issues. Through classroom training and individual counseling, participants can learn how to save and invest money, establish savings goals, eliminate debt, and save for emergencies. Other services offered include mandatory financial literacy, financial planning for transitioning service members, financial counseling for deployed service members and their Families, and the Department of Defense Family Subsistence Supplemental Allowance Program.

Schedule a one-on-one financial counseling appointment with an accredited financial counselor at one of our two locations: Lewis-Main (253)967-1453 or McChord Field (253) 982-3125.

Army Emergency Relief (AER)

Army Emergency Relief (AER) is a private, non-profit organization established to assist Soldiers and their Family members in emergency financial situations due to no fault of their own. Financial assistance is given in the form of an interest-free loan, grant, or combination of the two. Loans are repaid by an allotment. AER is by appointment for intake or returns.

Schedule an appointment with AER: (253) 967-9852.

Air Force Aid Society (AFAS)

The Air Force Aid Society (AFAS) is the official charity of the United States Air Force
The Society supports the Air Force Mission by providing worldwide emergency financial assistance (via interest-free loans and grants) to Airmen and their eligible Family members,  educational assistance programs, and offering an array of base community enhancement programs that have a positive impact on the welfare of Airmen and their Families.

Financial Readiness Training for Units and SFRGs

Please contact a financial readiness specialist for training requests at (253) 967-1453.

Additional Financial Resources
  • Thrift Savings Plan (TSP), a federal government-sponsored retirement savings and investment plan available to both federal civilian employees and members of the uniformed services. The TSP offers the same type of savings and tax benefits that many private corporations offer their employees under 401(k) plans. The retirement income a TSP account provides will depend on working-year contributions and the earnings on those contributions. Learn more at the official Thrift Savings Plan website.
  • Consumer Financial Protection Bureau (CFPB). The CFPB makes markets for consumer financial products and services work for Americans — whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products. The CFPB gives consumers the information they need to understand the terms of their agreements with financial companies. Learn more about the CFPBvisit the CFPB on-demand forum and tools website, or order free CFPB publications.
  • Securing the Financial Frontline, a trusted source for financial information.
  • MilSpouse Money Mission, smart money moves to elevate your family.